What is the name of a deed that has no explicit covenants or warranties against encumbrances?

The deed that has no explicit covenants or warranties against encumbrances is known as a bargain and sale deed. This type of deed typically implies that the grantor holds title to the property and can transfer it, but it does not provide guarantees regarding the quality of the title or any protections against claims or debts associated with the property.

Bargain and sale deeds are often used in transactions where the seller does not want to assume responsibility for any title issues that may arise after the transfer. This makes it distinct from other types of deeds. For instance, a general warranty deed provides comprehensive protection for the buyer through explicit covenants and warranties, while a quitclaim deed transfers whatever interest the grantor may have without any assurances. Similarly, a special warranty deed offers limited guarantees only for the time the grantor owned the property, unlike the bargain and sale deed, which provides no protections.