What type of lien applies exclusively to a certain property?

Prepare for the Georgia Real Estate Pre-Licensing Test with comprehensive flashcards and multiple choice questions, complete with hints and explanations. Set yourself up for success!

A specific lien is a legal claim against a particular property that is secured by the property itself. This means that the lien attaches only to that specific asset, allowing the lienholder to seek payment or satisfaction of a debt from that particular property. Examples of specific liens include mortgage liens, property tax liens, and mechanic's liens. These liens are directly related to the property in question, making the property itself the collateral for the debt.

In contrast, general liens, such as a judgment lien, may apply to all of a debtor's properties rather than being confined to a specific asset. Equitable liens arise from circumstances where one party is entitled to a property interest due to fairness, and statutory liens are created by law in order to secure a debt or obligation without the need for a traditional contractual agreement. These distinctions clarify why specific lien is the correct answer, as it refers unambiguously to claims that are directly linked to a defined property.

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