What type of lien would NOT affect all properties of the debtor?

Prepare for the Georgia Real Estate Pre-Licensing Test with comprehensive flashcards and multiple choice questions, complete with hints and explanations. Set yourself up for success!

A specific lien is a legal claim against a specific piece of property to secure a debt or obligation. This means that it only pertains to the designated property rather than affecting all properties owned by the debtor. For example, if a contractor files a lien for unpaid work on a specific home, that lien would only attach to that particular property and would not impact the debtor's other assets or real estate.

In contrast, a general lien encompasses all assets of the debtor, including multiple properties. Voluntary liens, such as mortgages, are typically created by the debtor's actions and can be general or specific, depending on the terms of the loan. Involuntary liens, such as tax liens or judgment liens, can also be general in nature, impacting all property owned by the debtor. Thus, a specific lien is distinct because it is limited to one specific asset, making it the correct choice in this context.

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